Student Federal Loan Process

If you are a new student borrower, federal regulations require that you complete entrance counseling and a Master Promissory note before loan proceeds can be credited to your tuition account.

In order to complete this two-step process, the following information is needed:

  • Personal Identification Number (PIN) - the number you used to sign the FAFSA
  • Social security number, driver's license number and state
  • Name, address and telephone number for two references. The first should be a parent or legal guardian. The second needs to be someone residing at a different U.S. address. Post office boxes cannot be used.

Click on either step to begin.



  • Click on the green button in the upper left hand side of the page which says "Sign In" to begin the process.
  • Please update your email address, check the "send me notices electronically" and a confirmation of completion will be emailed to you.

Deferment, Repayment, and Consolidation
Federal Direct Stafford Loan borrowers can visit the Department of Education’s Direct Loans Online site for general account information, repayment options, and monthly payment calculators, as well as downloadable deferment forms. This site also links to the Direct Loan Consolidation and National Student Loan Data System (NSLDS) websites.

To access most of the above features, you will need to use your Department of Education PIN (Personal Identification Number). PIN’s are distributed to students when they file the FAFSA. If you did not receive a PIN or can’t remember yours, you can obtain a new one at the same site.

Remember, it is the student’s responsibility to obtain all deferment information and file the required forms with the appropriate office or agency.

Exit Counseling for Stafford Borrowers
Federal regulations require that all federal student loan borrowers complete exit counseling if you:

  • withdraw from the college
  • take a leave of absence
  • graduate
  • fall below half time status (below 6 credits)

During exit counseling you will be provided information regarding your obligation to repay your federal loans, various repayment plans, as well as the conditions for deferment, forbearance, and cancellation. If you are leaving the college for any of the reasons listed above you can complete the required exit counseling at